Online doctor
Many telehealth services let you pay directly for a visit without using insurance, often called self-pay or cash-pay. Whether a specific provider accepts uninsured patients, and on what terms, has to be confirmed with that provider — we have not verified payment or insurance details for the providers we list.
This page also covers what people commonly mean by 'telehealth without insurance,' since it is the same underlying question.
When people search for an online doctor without insurance, they're typically looking for a self-pay option: a flat or per-visit fee paid directly to the provider, with no insurance claim involved. This model is common across telehealth generally, separate from any single provider's specific terms.
Self-pay does not necessarily mean cheaper than an insured visit — it depends on the provider's pricing structure and what your insurance would otherwise have covered.
We only publish payment and insurance details for a provider once we have verified them directly. As of this review, we have not verified insurance-acceptance or self-pay terms for the providers listed on this site. A missing insurance section on a provider page means the detail has not been confirmed yet — not that a particular payment method is or isn't accepted.
Before paying anything, confirm current self-pay pricing, what it covers, and any insurance options directly with the provider.
Even if you assume you're uninsured for a particular service, it's worth double-checking whether you have any active coverage, including through a marketplace plan, Medicaid, or an employer plan you may have forgotten about, since even partial coverage can reduce your out-of-pocket cost for a telehealth visit.
These are the providers we currently list with verified referral paths.
Available option
Go MD USA is an online healthcare service offering prescription-related care, virtual urgent care, health plans, and business registration options.
Last reviewed
Many telehealth services offer a self-pay (cash-pay) option that does not require insurance, where you pay a set fee directly for the visit. Whether a specific provider offers this, and on what terms, needs to be confirmed with that provider directly.
We have not independently verified payment or insurance-acceptance details for the providers listed on this site. Any information you see about payment on a provider page reflects only what has been confirmed at the time it was published, and you should confirm current terms directly with the provider before paying.
The clinical visit itself is generally similar. The difference is how it's paid for: with insurance, part of the cost may be covered subject to your plan's telehealth benefit and copay; without insurance, you typically pay the provider's self-pay rate directly.
Some employers, community health centers, and membership-style telehealth plans offer lower-cost access regardless of insurance status. We do not publish specific pricing until it has been verified, so ask providers directly about self-pay rates and any membership options.
Ask what the total self-pay cost includes, whether follow-up messages or a second visit cost extra, whether prescriptions or lab work add additional fees, and what the refund or cancellation policy is if the visit doesn't lead to the outcome you expected.